PRODUCT · FINANCIAL ANALYSIS

Follow the money — without waiting for an accountant.

Bank statements, cashbooks, unexplained wealth. Conectir runs the standard forensic methods with every sum computed by code in plain sight — and pairs every flag with an innocent explanation. Leads, never a verdict.

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HOW IT WORKS

From a shoebox of statements to leads in an afternoon.

  1. 1

    Load the records

    Bank statement exports (CSV), scans and photos (PDF, JPG — read by AI, then checked), or pasted rows. Works in the currency of the records — every ISO currency, from USD and ZAR to SZL, NAD, BWP and beyond.

  2. 2

    The engine checks and computes

    Every statement is reconciled first — opening plus money in minus money out must equal closing. Then the methods run: bank deposits, net worth, source & application, and the analytical tests. Every figure computed by code, in plain sight — and a record coverage map shows which months of the case period the records actually cover.

  3. 3

    Flags, with the innocent reading

    What doesn't add up comes back as flags — each with at least one realistic innocent explanation, the single document that would settle it, and a neutral interview question ready to use.

THE PROBLEM IT SOLVES

Most investigators are not accountants.

When financial records land in a case, the choice is usually to skip them or to wait weeks for a specialist. Conectir is the structured starting point: it runs the same methods a forensic accountant would start with — and builds the working papers one would later rely on. It does not replace them; it tells you when the case is worth their fee.

  • Net worth, source & application, and bank deposits methods
  • Benford's Law, gap/sequence, duplicates, outliers, trend analysis
  • An unexplained amount as a range — never false precision

ARITHMETIC YOU CAN DEFEND

Code does the sums. AI writes the leads.

Every total, schedule and test is computed by code and laid out so a reviewer can rebuild it — the AI never produces a number of its own. It classifies deposits for you to confirm, then writes the flags, each paired with an innocent explanation: inheritance, an informal loan, a spouse's income, a clerical error. You set the net-worth method's living-expenses band yourself (5–50%), and the exact percent you chose is quoted everywhere the range appears — the results, the narrative, the working papers. The unexplained amount is a question, never a verdict.

  • Statements reconciled before any method runs
  • Every flag paired with a realistic innocent explanation
  • Saved to the case and recorded on the court-ready audit trail

IT SHOWS ITS OWN GAPS

The tool tells you what the records don't cover.

Missing records are the biggest limit on any financial method — so Conectir maps them instead of hoping. A coverage bar per account shows, month by month across the case period, where the records are solid, where they run thin, and where there is nothing at all. A sparse month is often the real lead: a statement page quietly missing. The written analysis must name each gap, say which method it weakens, and treat an undeclared gap as a lead — a gap is a limit on every method, never evidence of anything by itself.

RECORD COVERAGE · COMPUTED BY CODE · FICTIONAL SAMPLE

Cheque account ····4102

Savings account ····7719

Jan–Dec · green covered · amber sparse · red no records. Two months missing on the cheque account — every method is blind there, and the report says so.

  • A coverage bar per account — covered, sparse and missing months, computed by code
  • Sparse months judged against that account's own rhythm, so a naturally quiet account never false-alarms
  • Gaps carried into the results, the report, the PDF and the Excel working papers

ONE CASE, ONE REPORT

The analysis travels with the case file.

A financial analysis doesn't live in a silo. It is reproduced in full as a lettered annexure at the back of the court-ready investigation report — alongside the SCAN-analysed statements and any attached OSINT person reports — with the executive summary pointing at each letter and the exhibit schedule agreeing. One click also downloads Excel working papers where every derived figure is a live formula over the raw rows: arithmetic all the way down, exactly what a reviewing accountant or opposing expert asks for.

  • A lettered annexure in the investigation report — on screen and in the PDF, always in step
  • Excel working papers a reviewer can rebuild — live formulas, never pasted numbers
  • Saved analyses keep your inputs: Edit & re-run reproduces the result exactly

An investigative aid, not an audit opinion or expert finding. Before any consequential or court use, a qualified forensic accountant must review the working papers and independent corroboration must be obtained — Conectir builds those working papers so that handoff is fast.

Try Conectir on a real case.

Conectir is in private beta. Request early access, bring two statements you already have, and most investigators find their first contradiction within 30 minutes.

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